3) Additional costs would be related to the issuance of the collateral. These costs would be charged by the Bank, with whom the applicant may choose to work through. These costs could involve the bank issuing an introductory letter (Ready, Willing, and Able (RWA)) to the Client, usually at a minimum cost, if any cost at all. This letter would usually be part of an overall process for the bank to confirm collateral issuance. If the bank is to forward a S.W.I.F.T., via MT799 format (or equivalent) as a pre-advice message in a bank-to-bank communication, then these S.W.I.F.T. procedures to confirm the RWA letter to our bank would usually be at a cost. The bank cost for sending the confirmation of the collateral, for example, MT760 Standby Letter of Credit (SBLC)), MT760 BLOCKED FUNDS instrument, or equivalent financial instrument, or a bank responsibility on specific collateral, sent via S.W.I.F.T. banking procedures.